Guaranteed unsecured loans - approval requirements

You are more likely to be approved for a guaranteed unsecured loan in the United Kingdom if you:

1. Are a UK resident

2. Have been in full time employment (non-voluntary) for more than six months

3. Have held a UK bank account for one year or more

4. Make regular payments into a UK savings account

5. Have lived at your current address for over a year

6. Have no rent or mortgage arrears

7. Have no CCJs (County Court Judgements)

8. Have never filed for bankruptcy

9. Have other credit cards or store cards that you repay on time

10. Are over 18 years old

The more of the above ten factors that match your circumstances, the greater your chances of qualifying for a guaranteed personal loan.

 

 

 

 

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