Can I get travel insurance for a couple?

Should you and your partner be travelling together then you should be able to save money buy buying a joint travel insurance policy. This is the same as most insurance, such as car insurance, where you can name two drivers on a car for far less than it would proportionately cost for one person to be insured on a car. Its also the same as life insurance, where you can get joint life insurance on a much better deal than for a single person. Thus, buying travel insurance as a couple makes savings on what you would have to pay for two individual policies, and yet you still get to enjoy the same cover level.

Of course, it gets a little bit complicated here, as it is not completely clear what constitutes a couple. With changes in society today, it's not so simple to define a couple, and sure enough, all of the travel insurance companies have separate views on what actually constitutes a couple. These days the regulations on this are fairly flexible and many insurers state quite simply that the pair who are going on holiday together live at the same address as each other.

Of course, you can have couples that are engaged who go on holiday together, yet don't live with each other, and in that case you may have to ask your travel insurance company to let you have couples insurance. Another area in which they are flexible is that they will cater for lesbian and gay couples in addition to the heterosexual counterparts.

Should you wish to buy annual travel insurance for a couple, then you should check with your insurance provider that your partner and you will be covered if you are travelling separately, and like with any policy you should check that it fully fits both you and your partners needs before you proceed onto buying it.

Travel insurance companies also provide joint travel insurance for families. Family travel insurance could be better value for money, but in order to make sure those savings are worth it you should check the details of the policy carefully. For instance, you do need to check that if you get annual travel insurance Majorca Holidays that it will still cover all members of your family even if they have broken off to travel by themselves.

You will also find a difference between the insurance offered for children, in that some companies will offer family insurance policies that will cover a limitless amount of children, but other companies will impose a limit on the amount of children on a policy. This is more from a business point of view, as insurance companies have to limit their risk somehow.

© AskFinancially.com 2008

Travel Insurance

Insurance & Loans

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Can I get travel insurance for a couple?

© AskFinancially.com 2008

Travel Insurance

Insurance & Loans

Copyright