Tesco Pet Insurance: Compare

http://www.tescofinance.com/

In 1894, Tibbles the Stephen’s Island lighthouse keeper’s cat was responsible for the extinction of an entire species of wren due to his enthusiastic hunting skills. That’s the sort of third party liability that you’re probably not covered for under Tesco pet insurance, but there are lots of things the policy does extend to. Because it’s not just kitty litter and chocolate drops that you can buy for your pets in Tesco now, but financial cover in case they get ill, too.

Standard Tesco pet insurance offers ₤2,500 per condition for vet’s bills, claimable for no more than a year from onset. There’s also a veterinary emergency helpline, bereavement counselling and a legal advice line. That’s fairly basic, but there are lots of add-ons such as holiday cancellation/curtailment cover, provision for kennel/cattery fees if you are hospitalized, personal liability cover of up to ₤1 million and an allowance for adverts and rewards if your pet goes missing. You can choose any three of these stated add-ons to include in your policy. The amounts offered by the Tesco pet insurance are not high compared to some pet insurers, but this has to be balanced against the cost of premiums, which is generally competitive. For more information about Tesco’s insurance services, visit the website at www.tescofinance.com. As with many insurers there’s a 5% discount for buying online.

The most common injury among cats and dogs is a broken leg, and it can cost several hundred pounds – even as much as ₤1,000 – to get it fixed. And vet’s bills are rising. This is one of the reasons that pet insurance is becoming an increasingly popular precaution. It’s now the most frequently claimed-upon kind of policy. There are plenty of insurers to choose from, and most offer similar kinds of basic cover. That includes provision for vet’s bills; adverts and rewards if the pet goes missing; kennel and cattery fees in the event of your hospitalisation; and third party liability for dogs (who, with the obvious exception of Tibbles the wren-slayer, are considered more likely to get up to no good than cats). But extras such as travel cover for your pet or holiday cancellation/curtailment cover for you should the pet fall ill vary widely from insurer to insurer, as do time and age limits on cover and the sum available for each risk. If you do decide to take out pet insurance, what is the best value for you will depend very much on what your particular needs are, so it’s important to compare as many deals as you can.

 

 

 

 

 

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