Compare Pet insurance UK

Paws for thought: you don’t have to be barking mad to take out pet insurance. It’s the cat’s whiskers, the hamster’s hamstrings, the dog’s… well, it’s a good idea. Vet’s bills are going up all the time, and unless your pet is super-healthy the chances are they will be taking a trip or two there each year. Insurance simply means that if you’re worried about your pet’s health you don’t have the added worry of how much it will cost you to get them treated.

Insurers think it’s a good idea too. Pet insurance UK wide is one of the fastest growing sectors of the industry and is likely to stay that way for quite a while. That’s perhaps because pets, though as different in personality and behaviour as people, are more predictable in general terms than other risks. As we know only too well, within the first half of this decade alone the travel industry experienced severe turbulence thanks to major political and natural tragedies, and that effect has rippled into insurance. Meanwhile, home insurers are having to contend with the collapsing curve of global warming – flooding, especially, is likely to become ever more prevalent and providers are increasingly unwilling to take on new customers in high risk areas. But while cats and dogs and pot bellied pigs may have their own opinions about the weather (and – who knows? – global politics), its effects will not make them a greater or lesser risk than they already are.

That doesn’t mean there isn’t an element of uncertainty, of course. That, after all, is what insurance is all about. And with pet insurance UK providers may seek to minimize it by refusing to insure pets who are elderly or otherwise higher risk, say by being seriously overweight. In a society where not only people but pets are getting heavier all the time, that could be an increasing problem. There’s also usually a minimum age as well. One of the few exceptions to the upper age limit rule is More Than pet insurance. More Than say they will insure a pet of any age, although the premiums as usual go up according to how old the animal is. The Pet Plan Lifetime scheme will cover an animal for its whole life and there is no limit to the amount that can be claimed.

For more information about insurance issues of all kinds, try the Association of British Insurers or the Consumer Association. Consumer sites such as Which? and www.trd.co.uk are also useful. The industry is regulated by the Financial Ombudsman. The cost of insurance usually also varies according to where you and your pet live and whether it’s a pedigree animal or not. Mainstream insurers will often insure cats and dogs only although Pet Plan, the market leader, also covers horses and bunnies. If you want to insure any other pet it might be worth asking the provider, but you may have to go to a specialist insurer. That’s particularly the case if it’s an exotic animal (although there are all sorts of other issues with exotic pets which we won’t get into here). This site will give you an idea of what kinds of pet insurance UK providers can offer, plus a few tips on how to get the best deal. There’s plenty, in short, to sink your teeth into.

 

 

 

 

 

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Pet Insurance

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> Pet Insurance UK
> Tesco Pet Insurance
> Pet Plan Insurance
> Direct Line pet Insurance
> Sainsburys pet Insurance
> Argos pet Insurance
> More Than pet Insurance
> Asda pet Insurance
> Marks & Spencer pet insurance
> Churchill pet Insurance
> RSPCA pet Insurance
> Saga pet Insurance
> Lloyds TSB pet insurance
> Pinnacle pet Insurance
> Norwich Union pet Insurance
> Virgin pet Insurance