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Guide to Pension Release

Where can I go to get more pension release advice and help?

The following links may also provide additional help and information:

The Pensions Advisory Service (TPAS), is an independent voluntary organisation, grant-aided by the Department for Work and Pensions (DWP). They provide information and guidance on all pension matters, including state, company, personal and stakeholder schemes. They can also help if you have a problem, complaint or dispute with your occupational or private pension arrangement.

For tax enquiries regarding your pension or questions about how your pension and entitlements may be affected if you move abroad, HM Revenue and Customs have some helpful online fact sheets at: www.hmrc.gov.uk/pensionschemes/

Reputable pension release advisers and providers should be a member of the Financial Services Association (FSA). Check the FSA register at www.fsa.gov.uk/Pages/register/ to see whether they are registered and regulated by the FSA.

If you've lost details about a pension scheme (including work related pensions) and need help contacting the provider, The Pension Tracing Service may be able to help. Find out what the service can do for you and how you can contact them at: www.direct.gov.uk/en/Pensionsandretirement

Pension release is a complex and risky exercise so always take independent financial advice, find a suitable independent financial adviser who is also a pension specialist through unbiased.co.uk.

The Citizens Advice service provides help with legal, money and other problems via free, independent and confidential advice, contact the Citizens Advice Bureau at www.citizensadvice.org.uk

PDF Guides Download the Pension Release PDF Guide here - see our other free PDF guides here

Guide Contents

What does pension release mean?
Why would I need to unlock my pension early?
How do I release my pension?
Applying for a pension release scheme
Pension release FAQs
Where can I go to get more help? Pension Release

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