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Guide Contents

Mortgage & Income protection plans
What Is a mortgage payment protection (MPPI)?
What is an income protection plan (PHI)?
Different types of income protection insurance
Where to get your insurance cover
Applying for your MPPI or your PHI
Mortgage and income protection FAQ
Where to get further help on mortgage and income protection

Mortgage & Income Protection Plans

Life is full of surprises! For this reason, it is important to think about and plan for as many eventualities as possible to secure their future, and insurance is a tool that helps us do that.

In this booklet we look at the insurance protection that is offered by Mortgage Payment Protection Insurance (MPPI) plans and Income Protection Plans, also known as Permanent Health Insurance (PHI).

A 25 year old man has a 33% chance of being disabled and unable to work for three months or more.

Think about that and having some sort of income protection becomes a very good idea.

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