Halifax Home Insurance: less hidden charges

http://www.halifax.co.uk/

As Halifax (understandably) points out on its website, its home insurance has been rated highly by independent financial consultants Defaqto. Halifax home insurance certainly has quite a few eye-catching deals attached to it: a free year’s legal cover of up to ₤50,000, a possible no claims discount of between 30% to 40%; and the option of spreading payments at no extra cost (this can be quite a big hidden charge with some insurers). According to Halifax, a random sample of 200 new customers at the start of 2005 saved an average of ₤107 when they switched their home insurance.

Halifax Home Insurance will rebuild your home

There’s also automatic cover for the full cost of rebuilding your home. This is an important thing to look for. When you’re taking out buildings insurance, always make sure that you are insuring against the cost of rebuilding your house, not its current market value. It could save you a substantial amount of money. For more information about Halifax home insurance and an online quote, visit the website at www.halifax.co.uk. There’s also a 10% discount for buying online.

Before you decide on an insurer or a policy, do as much research as you can so that you know what will suit you best. Defaqto, incidentally, is a useful resource for finding out about insurance and other financial matters. There’s news, research and a huge subscriber database called Aequos with information on hundreds of financial providers of various kinds including insurers. Defaqto’s website can be found at either www.trd.co.uk or www.defaqto.com (it used to have another name).

 

 

 

 

 

© AskFinancially.com 2008

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