Direct Choice Home Insurance: a necessity

http://www.directchoice.com/

Direct Choice gained a place in insuresupermarket.com’s 2004 list of the top ten cheapest home insurance providers. It’s one of the longer established online providers and has a detailed explanation on its website of how its use of communications technology means it can offer lower prices than direct insurers – it’s mainly to do with low overheads. Direct Choice home insurance itself caters for buildings and contents insurance. The former, they promise, complies with the requirements of the major building societies and ‘sometimes at a fraction of the cost of the insurance policies those societies offer’.

Direct Choice: advantages of specialist home insurance

There are also possible advantages to dealing with a specialist broker. Standard Direct Choice home insurance policies only cater for people who have not had to make claims on their previous insurance. But because they are insurance specialists they are prepared to negotiate bespoke quotes if you call them up. They will also deal with claims on your behalf which may take some of the headache out of the process. The company’s contents policy includes a ‘bedroom rated’ cover option which might suit you if you keep higher value items such as jewellery there.

There’s also legal expenses cover for ₤15 extra per year. Of the various optional extras home insurance policies offer this is one of the items most worth taking out. Solicitors’ fees clock up notoriously quickly, and you never know when you might need one. Direct Choice’s legal cover provides up to ₤25,000 for pursuing losses or defending you against claims. For more information about Direct Choice home insurance visit the website at www.directchoice.com. Remember it’s worth investigating as many cover options as possible before you fix on a particular policy with a particular insurer.

 

 

 

 

 

 

 

 

 

 

© AskFinancially.com 2008

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