Applying for buildings and contents insurance

Once you have an idea of which company and the extent of the home insurance cover you require, you can proceed to apply for the policy. Depending on the home and contents insurance company you choose, you may be able to apply online via a secure server so your details remain private and confidential, by telephone or face to face. Whichever way you prefer to apply, you will need to have the following information to hand...

Information	Required for Building Insurance	Required for Contents Insurance
Postcode of property	yes	yes
Property Type (flat, semi, etc) and number of bedrooms	yes	no
Age of house and construction details ( brick and tile, weatherboard and shingle roof etc)	yes	yes
Smoke Alarms	yes	yes
Burglar Alarms	yes	yes
Neighbourhood watch	yes	yes
Number of occupants	yes	no
Window and door locks	yes	yes
Sum to be insured	yes	yes
Personal details ( D.O.B, occupation, smoker etc )	yes	yes
Claims made in the last 5 years	yes	yes

Many Insurers will be able to provide instant cover, alternatively you can arrange for the cover to commence on a specified date. Approximately one month before your insurance is due to finish, it is usual for the company to advise you, in writing, of your new premium and the policy end date. Use this month to shop around again and compare quotes.

Download the Home and Contents Insurance PDF Guide here - see our other free PDF guides here

Guide Contents

Advice on Contents and Home Insurance Cover
Buildings insurance, what does it cover
Contents insurance, what does it cover
Shopping around for home contents insurance
Applying for buildings and contents insurance
House insurance FAQ
Home Insurance Information

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