Budget Home Insurance: an online pioneer

http://www.budgetinsurance.com/

Budget is, in its own words, ‘a pioneer of “paperless” insurance’: you can just call them up or buy online and the idea is that their low overheads translate into a better deal for the customer. In 2004, a research company called Consumer Intelligence found that Budget home insurance was the best value of all. So though the company is best known for motor cover, Budget home insurance is also a popular option. However it’s always worth noting that the value of insurance is a function of the cost of premiums, the kind of cover you want and your individual situation… and having to fill out forms has its advantages as well as disadvantages.

Budget Home Insurance: flexible policies

Budget home insurance provides buildings and/or contents cover. The latter includes a ‘new for old’ policy on contents insurance and up to ₤2,000 bicycle insurance. There’s also an emergency home assistance policy which provides up to ₤250 for call out, parts and labour costs. For more information, visit the website at www.budgetinsurance.com. According to Budget their home insurance policies are very flexible, so if you’re interested in buying insurance with them you can discuss your needs and come up with a customised quote.

It’s also easy to get a quote for Budget home insurance at the website, subject to common terms and conditions. For example no-one in the house can have been convicted of any offence other than motoring ones and your home can’t be a caravan or a houseboat. But it’s not immediately clear whether you can read the full policy document online. It’s always important to do this before buying insurance from anyone.

 

 

 

 

 

 

© AskFinancially.com 2008

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