Fire Insurance Cover - UK Household Insurance

Suggestions for prevention. Your chances of surviving a fire in your home depend on how quickly you can get out, as well as how safety. Your best bet is to take action to stop a fire starting in your home and learning how to protect yourself should fire break out.

Rarely a fire occurs in a home that couldn't have been prevented. You should follow a few tips to stop a fire starting.

Some of the most common causes of domestic fires are chip pans or deep fat fryers. Make sure food is dry before you put it in the pan. Test the oil temperature by dipping some bread in, seeing if it crisps up. Do not fill up a pan by more than 1/3rd of oil or fat. Don't leave a pan unattended, and don't put food in a pan if the oil is giving off smoke. Should the pan catch fire, do not move it, turn off the heat and cover the pan with a damp cloth for 30 minutes. Do NOT throw water onto it.

Open fires must always have a fireguard around it, and that fireguard should never be used to rest clothes on, nor should newspapers be placed on the guard.

Should you have a portable heater, it should never be put near furnishings or clothes. You shouldn't sit closer than three feet from a heater.

If you are a smoker, make sure you don't leave a lit pipe, cigar or cigarette unattended. It can fall onto a carpet or an armchair, which could catch fire very quickly. Do not smoke whilst sitting in a chair if you think you may doze off, and obviously keep any lighters or matches away from children.

Many fires start at night. Therefore, you and your family should get into a fire safety routine at bedtime. Every night you should switch off and unplug electrical appliances that don't need to be left on. Make sure no pipes or cigarettes are burning. Don't empty ashtrays unless all contents are cold. Switch off any portable heaters, and close all doors.

A smoke alarm may allow you that extra two or three minutes of warning about a fire that could save you, your family and your home. These can cost only around £5 and are not difficult to install. You can get them from electrical shops, supermarkets and DIY stores. You should carefully read any instructions provided by the manufacturer as to how to fit the alarm and where to fit it in your home. You can also get alarms that can be linked together, so that smoke in the kitchen could set off an alarm in the bedroom.

 

 

 

 

 

 

 

 

© AskFinancially.com 2008

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