Compare Sainsbury’s Car Insurance: supermarket chain advantages

http://www.sainsburysbank.co.uk/insuring/

Sainsbury’s is one of several supermarket chains which has begun to offer a wide range of unsupermarkety-sounding products such as insurance. Sainsbury’s stated philosophy in the latter department is to combine affordable premiums with comprehensive insurance in a market which, until recently, had seen premiums rise consistently for a decade – at times doubling.

Sainsbury's not afraid to compare premiums

There is of course no such thing as a free lunch, but the ‘How do we compare?’ section of the site is promising as to the value of Sainsbury’s premiums. This, as the name suggests, is a comparison of a Sainsbury’s premium against sample premiums from the AA, Budget, Asda, Norwich Union Direct, Tesco and Churchill. And the only quote that is anywhere near as low as Sainsbury’s is Churchill’s. But it’s important to remember that in car insurance good value premiums vary very much according to who you are, where you live and what kind of car you have. Different companies tailor their services towards different sectors of the market. Sainsbury’s comparison, it states, is based on a male driver (and an insured partner) in London, SE, with a BMW 5 Series with a 6 year no claims discount. If you’re considering taking out an insurance policy with any provider it’s important to ask detailed questions about your specific situation and to shop around. Sainsbury’s, Asda and Tesco aren’t the only insurance ‘supermarkets’ on the net. Comparisons sites such as insuresupermarket.com will help you compare quotes before you think of buying.

For more information about Sainsbury’s insurance services, check the website at www.sainsburysbank.co.uk/insuring. As with most insurance sites, you can apply for a quote online, but if your driving history is complicated you may need to speak to them directly.

 

 

 

© AskFinancially.com 2008

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