Compare Direct Choice Car Insurance: telephone or online

http://www.directchoice.com/

Direct Choice is one of the longer-established of the ‘new’ breed of telephone and online car insurance brokers: it has, it states, dealt with over a million customers. Accessibility and efficiency is the crux of this kind of business, so the more sophisticated the technology the better from an insurance broker’s point of view. Direct Choice uses, it claims, ‘one of the best computerized insurance administration systems in the country’. Its call centre technology, it adds, reduces the need for documentation, making the process of obtaining a quote quicker and simpler. There’s also a detailed account on the site of why Direct Choice can offer better deals than those that can be obtained directly through insurers. Optional extras offered by the company include legal cover worth up to ₤50,000 and road rage cover: a sign of the times if ever there was one.

Direct Choice: advantages of an established insurance broker

The potential advantages of this kind of insurance provider – and there are more and more of them all the time – are several. Firstly and most importantly companies like this are able to be, in theory at least, completely independent. There is no need, so the reasoning goes, for an independent broker to sell you anything other than a suitable policy, whereas if you call an insurer directly you may be persuaded to take out something more expensive than you really need. Large, well-established companies may also have the leverage with insurers to be able to get special deals. Direct Choice’s slogan: ‘We buy more insurance so we can sell it to you cheaper’ may not be the most subtle in marketing history but it does the job of illustrating this point. And if there are any hitches or disputes over a claim - which there very often are - brokers can help negotiate for you.

Of course, reality may fall short of the ideal so it’s important to do your own research too. For example, ask friends about their insurers and keep an eye on consumer magazines and the financial section of the newspaper. For more information about Direct Choice, visit the website at www.directchoice.com. As with all insurers of its kind, there are some limitations on who can get a quote online: if you’ve ever had any special conditions attached to an insurance policy, for example, you will need to phone them to see whether they can cater for you.

 

 

 

 

© AskFinancially.com 2008

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